Wind Mitigations in
Central Florida
A wind mitigation inspection evaluates the features of a home or building that may help it withstand hurricanes and strong windstorms. The inspection documents these protective features so your insurance company can determine whether you qualify for wind mitigation credits or premium discounts.
 |  |  |  |
|---|---|---|---|
 |  |
Wind mitigation reports typically evaluate seven key areas:
-
Building code compliance — potential discount of up to 86%
-
Roof covering — potential discount of up to 11%
-
Roof-to-deck attachment — potential discount of up to 9%
-
Roof-to-wall attachment — potential discount of up to 35%
-
Roof shape — potential discount of up to 47%
-
Secondary water resistance — discount varies
-
Opening protection — potential discount of up to 44%
Discounts vary depending on your insurance carrier, policy, property features, and applicable state regulations. Your insurance agent can determine which credits apply to your policy and estimate your potential savings.
In Florida, homes with qualifying wind-resistant features may be eligible for reduced insurance premiums. A wind mitigation inspection can help identify these features, provide valuable information about your home’s storm resistance, and potentially lower your insurance costs.
In many cases, a completed wind mitigation report remains valid for up to five years, provided no significant changes are made to the home or roof.
